/* Home Equity Investment Group - site styles */

:root {
  --navy: #1b2a4a;
  --navy-dark: #10192e;
  --gold: #c99a3c;
  --gold-dark: #a97e28;
  --bg: #f7f7f5;
  --text: #24303f;
  --muted: #5b6672;
  --border: #e1e4e8;
  --white: #ffffff;
  --radius: 10px;
  --max-width: 1080px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

a {
  color: var(--navy);
}

img {
  max-width: 100%;
}

.wrap {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
.site-header {
  background: var(--navy);
  color: var(--white);
  position: sticky;
  top: 0;
  z-index: 50;
}

.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 16px;
  padding-bottom: 16px;
  flex-wrap: wrap;
  gap: 12px;
}

.brand {
  color: var(--white);
  text-decoration: none;
  font-weight: 700;
  font-size: 1.25rem;
  letter-spacing: 0.2px;
}

.brand span {
  color: var(--gold);
}

.site-nav {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}

.site-nav a {
  color: var(--white);
  text-decoration: none;
  font-size: 0.95rem;
  opacity: 0.9;
}

.site-nav a:hover {
  opacity: 1;
  text-decoration: underline;
}

.header-cta {
  background: var(--gold);
  color: var(--navy-dark);
  padding: 8px 16px;
  border-radius: 6px;
  font-weight: 600;
  text-decoration: none;
  font-size: 0.9rem;
  white-space: nowrap;
}

.header-cta:hover {
  background: var(--gold-dark);
  color: var(--white);
}

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--white);
  padding: 64px 0 72px;
}

.hero h1 {
  font-size: clamp(2rem, 4vw, 2.75rem);
  margin: 0 0 16px;
  line-height: 1.15;
}

.hero p.lead {
  font-size: 1.15rem;
  color: #d7dce6;
  max-width: 640px;
  margin: 0 0 28px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.btn {
  display: inline-block;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 600;
  text-decoration: none;
  font-size: 1rem;
  border: 2px solid transparent;
  cursor: pointer;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy-dark);
}

.btn-primary:hover {
  background: var(--gold-dark);
}

.btn-secondary {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.5);
}

.btn-secondary:hover {
  border-color: var(--white);
}

.hero-contact {
  margin-top: 32px;
  font-size: 0.95rem;
  color: #c7cede;
}

.hero-contact a {
  color: var(--white);
  font-weight: 600;
  text-decoration: none;
}

/* Sections */
section {
  padding: 64px 0;
}

section h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin: 0 0 12px;
  text-align: center;
}

section .section-intro {
  text-align: center;
  color: var(--muted);
  max-width: 620px;
  margin: 0 auto 40px;
}

.section-alt {
  background: var(--white);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

/* Services */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 24px;
}

.service-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 24px;
  text-align: center;
}

.service-card .icon {
  font-size: 2rem;
  margin-bottom: 12px;
}

.service-card h3 {
  margin: 0 0 8px;
  font-size: 1.1rem;
}

.service-card p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

/* How it works */
.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 32px;
  counter-reset: step;
}

.step {
  text-align: center;
  position: relative;
}

.step-number {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.2rem;
  margin: 0 auto 16px;
}

.step h3 {
  margin: 0 0 8px;
  font-size: 1.1rem;
}

.step p {
  color: var(--muted);
  margin: 0;
  font-size: 0.95rem;
}

/* Contact */
.contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 24px;
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}

.contact-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
}

.contact-item .label {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--muted);
  margin-bottom: 6px;
}

.contact-item a,
.contact-item span {
  font-weight: 600;
  color: var(--text);
  text-decoration: none;
  font-size: 1.05rem;
  overflow-wrap: break-word;
  word-break: break-word;
}

.contact-item a:hover {
  color: var(--navy);
  text-decoration: underline;
}

/* Form */
.form-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  max-width: 640px;
  margin: 0 auto;
}

.form-row {
  margin-bottom: 20px;
}

.form-row label {
  display: block;
  font-weight: 600;
  margin-bottom: 6px;
  font-size: 0.95rem;
}

.form-row input[type="text"],
.form-row input[type="tel"],
.form-row input[type="email"],
.form-row select,
.form-row textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-size: 1rem;
  font-family: inherit;
  background: var(--white);
  color: var(--text);
}

.form-row input:focus,
.form-row select:focus,
.form-row textarea:focus {
  outline: 2px solid var(--navy);
  outline-offset: 1px;
}

.form-row textarea {
  resize: vertical;
  min-height: 100px;
}

.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

@media (max-width: 560px) {
  .two-col {
    grid-template-columns: 1fr;
  }
}

.consent-row {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px 16px;
  margin-bottom: 24px;
}

.consent-row input[type="checkbox"] {
  margin-top: 4px;
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

.consent-row label {
  font-size: 0.85rem;
  color: var(--muted);
  font-weight: 400;
  line-height: 1.5;
}

.consent-row label a {
  color: var(--navy);
  font-weight: 600;
}

.honeypot-field {
  position: absolute;
  left: -9999px;
  top: -9999px;
}

.form-submit {
  width: 100%;
  background: var(--navy);
  color: var(--white);
  border: none;
  padding: 16px;
  border-radius: 8px;
  font-size: 1.05rem;
  font-weight: 700;
  cursor: pointer;
}

.form-submit:hover {
  background: var(--navy-dark);
}

/* Footer */
.site-footer {
  background: var(--navy-dark);
  color: #c7cede;
  padding: 40px 0 32px;
  margin-top: 0;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 24px;
}

.footer-brand {
  color: var(--white);
  font-weight: 700;
  font-size: 1.1rem;
  margin-bottom: 8px;
}

.footer-col p,
.footer-col a {
  color: #c7cede;
  font-size: 0.9rem;
  text-decoration: none;
  display: block;
  margin-bottom: 6px;
}

.footer-col a:hover {
  color: var(--white);
  text-decoration: underline;
}

.footer-links {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 20px;
  font-size: 0.8rem;
  color: #8b93a3;
  text-align: center;
}

/* Legal / simple pages */
.legal-page {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px;
  max-width: 820px;
  margin: 48px auto;
}

.legal-page h1 {
  margin-top: 0;
}

.legal-page .effective-date {
  color: var(--muted);
  font-size: 0.9rem;
  margin-bottom: 32px;
}

.legal-page h2 {
  text-align: left;
  font-size: 1.2rem;
  margin: 32px 0 10px;
}

.legal-page h3 {
  font-size: 1.05rem;
  margin: 24px 0 8px;
}

.legal-page p {
  margin: 0 0 14px;
}

.legal-page a {
  color: var(--navy);
  font-weight: 600;
}

/* Thank you page */
.thanks-page {
  text-align: center;
  padding: 96px 24px;
  max-width: 620px;
  margin: 0 auto;
}

.thanks-page .check {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin: 0 auto 24px;
}

.thanks-page h1 {
  margin: 0 0 16px;
}

.thanks-page p {
  color: var(--muted);
  font-size: 1.05rem;
}